Must have 640+ Credit Score — See Your Numbers — No Credit Inquiry
4.8 ⭐ on Google (700+ reviews)
How Are People Getting Real Payment Quotes & Out The Door Numbers Without a Credit Pull?
We developed a unique system where we can get you approved — without running your credit or wasting your time.
What This Is Not!
• Not a hard credit inquiry
• Not a bait-and-switch tactic to get you here
• Not a “pre-approval” that changes when you show up
• Not a generic online payment calculator
Is This Application For Me?
– If you have a 640+ Credit Score. ✅
– Want real payments before you come in. ✅
– Want a soft pull only (no impact to credit). ✅
Customer Benefits.
- $0 Down financing available.
- APRs at 5.49% for 640+ Credit Scores.
- We accept all trade-ins — even if you still owe!
- Every certified vehicle comes with a warranty.
Why Do People Buy From Us?
4.8★ on Google with 700+ reviews.
You know your payment before you come in — no awkward surprises in the finance office.
Zero-pressure approach — review your options at home and decide if it makes sense.
Local, family-owned dealership in Portage, IN that actually cares about long-term relationships.
What Happens After You Submit?
1.) We review your info and run a soft check only.
Your credit score stays protected — no hard inquiry.
2.) We match you with real banks and real payment options.
You’ll see actual rates and payments based on you.
3.) We send everything to you first.
Look over numbers & decide if coming in makes sense.
No spam. No pressure.
